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Izibalo zamatyala ezonyango ezingama-2021

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Ityala lezonyango yingxaki ekhulayo e-US, abantu abaninzi baseMelika befumana ukungazinzi kwezezimali kwanokubhengezwa njengongenamali. Ngokwe-Kaiser Family Foundation ka-2016 kunye nophando lweNew York Times, ngaphezulu kwe-1 kwabane baseMelika babenengxaki yokuhlawula ityala lonyango lakutshanje. Kwaye xa ityala lezonyango lifumbile, oko kungakhokelela kwizigqibo ezinzima zemali, njengokufuna ukunciphisa ukutya, impahla yokunxiba, okanye ezinye izinto zasekhaya

Nangona iziganeko ezingalindelekanga ezinje ngokuhlala esibhedlele zinegalelo elikhulu (IAmerican Journal of Medicine inika ingxelo yokuba phantse isiqingatha sabantu abanamava ngokungabinamali kwezonyango abathi amatyala esibhedlele njengeyona ndleko yabo inkulu) , kodwa ixabiso eliphezulu lonyango alunakunceda. Yise e umzekelo omnye , ukuhlala esibhedlele okuqhelekileyo e-US kubiza i-5,220 yeedola ngosuku-xa kuthelekiswa ne- $ 765 nje e-Australia. Kukonke, I-US ichitha i-3.5 yezigidigidi zeedola kukhathalelo lwempilo ngonyaka .

Ezi zibalo zilandelayo zinceda ukukhanyisa ubungakanani bengxaki yetyala lezonyango e-U.S.

Ubunyani bamatyala ezonyango

Iingxaki zamatyala ezonyango zinokubamba nabani na: Ingxaki isika amaqela ubudala kunye namanqanaba emfundo. Nabantu abanokuqwalaselwa njengoxanduva lwezezimali banokuchaphazeleka kwityala lezonyango. Ngaphezulu kwesiqingatha sabantu baseMelika abanamatyala ezonyango abanawo amanye amatyala adweliswe kwiingxelo zabo zetyala. Ityala lonyango lilodwa linokwenza kube nzima kwaba bantu ukuba bathenge izindlu okanye bafumane inqanaba elifanelekileyo kwikhadi letyala.

Umndilili weminyaka yabantu abahamba njengabaphulukene nonyango yiminyaka engama-44.9. ( Ijenali yaseMelika yoNyango (2009)
Phakathi kwabantu abanamava ngokungabinamali kwezonyango, ama-46.3% atshatile. ( Ijenali yaseMelika yoNyango (2009)
Phakathi kwabantu abanamava ngokungabinamali kwezonyango, ama-60.3% aye kwikholeji. ( Ijenali yaseMelika yoNyango (2009)
Umyinge ophakathi wengeniso yenyanga yonyango lweefayile zokungabinamali yi $ 2,586 / ngenyanga. ( Ijenali yaseMelika yoNyango (2009)
Phakathi kweentsapho ezifumana ukungcola kwezonyango, i-20.1% yintsapho yasemkhosini. ( Ijenali yaseMelika yoNyango (2009)
I-avareji yetyala lemizi enamava ngokungabinamali kwezonyango yi- $ 44,622. ( Ijenali yaseMelika yoNyango (2009)
Malunga ne-19.5% yeengxelo zamatyala zabathengi zibandakanya ingqokelela yezonyango enye okanye nangaphezulu. (I-Ofisi yoKhuseleko lwezeMali zabaThengi, ngo-2014)
I-avareji yetyala elingahlawulwanga elirekhodwe kwiingxelo zetyala ngama- $ 579. (IQumrhu loKhuseleko lwezeMali loMthengi, ngo-2014)
I-22% yabathengi abanamatyala ekuqokeleleni banamatyala onyango kuphela. (IQumrhu loKhuseleko lwezeMali loMthengi, ngo-2014)
I-54% yabathengi abanamatyala ezonyango abanawo amanye amatyala adweliswe kwiingxelo zabo zetyala. (IQumrhu loKhuseleko lwezeMali loMthengi, ngo-2014)

Iindleko zomntu zetyala lezonyango

Ityala lonyango-kunye noloyiko lwamatyala ezonyango-ineziphumo ezibi kubantu baseMelika. Omnye wemicimbi emikhulu kukuba ityala linokubangela ukuba abantu bangazihoyi iingxaki zonyango. Phantse umntu omnye kwabathathu baseMelika bathi balibazisekile ukufumana ukhathalelo kuba bexhalabile ngendleko .

Kuyo nayiphi na enye intsimi, xa abantu bexhalabile kukuhlawula imali eninzi kakhulu ngenkonzo, banokuthenga ezivenkileni. Kodwa abantu baseMelika abazame oku ngeenkonzo zonyango abasoloko benethamsanqa. Phakathi kwabantu abadala abathi bazamile ukuthenga evenkileni, iipesenti ezingama-69 zibiza amava okunzima okanye kunzima kakhulu .

Iipesenti ezingama-21 zabantu abadala abaneminyaka eli-18-64 khange balwenze uvavanyo lwezonyango okanye unyango olucetyiswe ngugqirha ngenxa yexabiso. (Isiseko seKaiser Family / INew York Times , 2016)
I-32% yabantu abadala abaneminyaka eyi-18-64 baye bahlehlisa ukufumana unyango abaludingayo ngenxa yexabiso. (Isiseko seKaiser Family / INew York Times , 2016)
I-40% yabantu abadala abaneminyaka eyi-18-64 baxhomekeke kumachiza asekhaya okanye iziyobisi endaweni yokuya kugqirha, ngenxa yexabiso. (Isiseko seKaiser Family / INew York Times , 2016)
I-34% yabantu abadala abaneminyaka eyi-18-64 bathi ugqirha wabo akaze abachaze iindleko zeenkqubo. (Isiseko seKaiser Family / ENew York Times, Ngo-2016)
Phakathi kwabantu abadala abathi bazamile ukuthenga kwiindawo ngeendawo kubanikezeli abohlukeneyo ukuze bafumane elona xabiso libalaseleyo ngeenkonzo zonyango, iipesenti ezingama-69 zabiza amava okunzima okanye kunzima kakhulu. (Isiseko seKaiser Family / INew York Times , 2016)
Phakathi kwabo baneengxaki zezemali, i-44% ithi ezi ngxaki zinempembelelo enkulu kwiintsapho zabo. (Isiseko seKaiser Family / INew York Times , 2016)
Phakathi kwabo baneengxaki zezemali, i-29% ithi iingxaki kwityala lezonyango ziqale ukubangela iingxaki ngokuhlawula ezinye, iindleko ezingezizo ezonyango. (Isiseko seKaiser Family / INew York Times , 2016)
I-62% yabo baneengxaki zetyala lemali bathi babeneinshurensi yezempilo xa unyango luqala. (Isiseko seKaiser Family / INew York Times , 2016)
Phakathi kwabo baneengxaki zeebhili zonyango ababene-inshurensi, iipesenti ezingama-26 bathi isizathu sokuba babenengxaki yokuhlawula ibango labo laliwe. (Isiseko seKaiser Family / INew York Times , 2016)

Ekugqibeleni, iindleko zonyango zinokushiya abanye abantu benomda wokukhetha ukuphepha ukungabinamali. Phakathi kwabantu baseMelika abaneengxaki zamatyala ezonyango:

Iipesenti ezingama-53 bathi basebenze isicwangciso sokuhlawula kunye nomnikezeli wabo.
Ama-37% athi aboleke imali kubahlobo okanye kusapho.
Iipesenti ezingama-34 bathi banyuse ityala labo lekhadi letyala.
Iipesenti ezingama-70 bathi banciphise inkcitho yokutya, impahla yokunxiba, okanye ezinye izinto zasekhaya.
Iipesenti ezingama-41 bathi bathathe omnye umsebenzi okanye basebenza iiyure ezingaphezulu.
Ama-59% athi basebenzise kakhulu okanye yonke imali abayigcinileyo.
Ama-35% athi abakwazanga ukuhlawula izinto ezisisiseko njengokutya, ubushushu, okanye indlu.

Umthombo: IKaiser Family Foundation / iNew York Times, 2016

Iziqalo ezininzi zeshishini lezempilo, njenge-singleCare, zisebenza ukufumana izisombululo ezintsha zokunciphisa iindleko zonyango. Abantu baseMelika abasebenzisa olu khetho lutsha banakho ukugcina ityala lezonyango lingaphumi kulawulo.

AmaMelika ahlawula ityala lezonyango

Ityala lezonyango linokudala imicimbi eqhubekayo yezemali. Phakathi kwabantu baseMelika abaneemali zonyango ekuqokeleleni:

Iipesenti ezili-15 bathi banetyala le- $ 10,000 okanye ngaphezulu.
Ama-33% athi nawo anemali mboleko yokufunda.
I-17% ithi ikwatyala imali kumbolekisi womhla wokuhlawula.
Ama-58% athi aqhakamshelwe yiarhente yokuqokelela.

Umthombo: IKaiser Family Foundation / iNew York Times, 2016

Yintoni ebangela ityala lezonyango?

Ayizizo zonke iindleko zonyango ezijika zibe ngamatyala. Kwaye amatyala ngokwawo akasoloko eyingxaki kuphela. Abantu abagulayo okanye ekufuneka bekhathalele obathandayo abagulayo banokubona umvuzo wabo wehla ngenxa yexesha lokungabikho emsebenzini. Inyaniso, ngaphezulu kwesinye kwezisixhenxe zokuchaphazeleka kwezonyango kungenxa yokugula komntwana .

Ngophando, abaphandi bachonge abantu abajongana namatyala ezonyango. Ezi mpendulo zaseMelika zityhila iimeko zezemali nezonyango ezinokuthi zikhokelele kuxinzelelo lwezezimali.

I-62.1% yabo bafaka izicelo zokungabinamali babiza iindleko zonyango okanye ilahleko yengeniso ngenxa yokugula okanye ukhathalelo njengesizathu sokubhengezwa njengongenamali. ( Ijenali yaseMelika yoNyango (2009)
I-14.6% yokuphulukana nonyango ngenxa yokugula komntwana. ( Ijenali yaseMelika yoNyango (2009)
Phakathi kwabo baneengxaki zezemali, i-10% ithi banamatyala aphantsi njenge- $ 500 okanye ngaphantsi. (Isiseko seKaiser Family / INew York Times , 2016)

Olunye uphando lwakutsha nje luchonge iinkonzo ezithile zonyango ezikhokelele kwityala lezonyango. Phakathi kweenkonzo ezixeliweyo ezikhokelele kwiingxaki kumatyala ezonyango okufunyenweyo zezi:

Utyelelo lukagqirha: 65%
Uvavanyo lokuchonga: 65%
Ukutyelelwa kwamaGumbi kaXakeka: 61%
Iinkonzo Zezonyango: 49%
Imirhumo yeLebhu: 64%
Iindleko zoGqirha iziyobisi: 52%
Unonophelo lweKhaya labaNesi okanye uKhathalelo lwexesha elide: 4%
Ukunyamekelwa kwamazinyo: 41%
Ukunyamekelwa kwabantwana: 25%
Ukuhlala kwesibhedlele esinye okwethutyana: 66%

Umthombo: IKaiser Family Foundation / iNew York Times, 2016

aqala njani amatyala ezonyango kubantu baseMelika

Olunye uphando lubuze imibuzo efanayo malunga nezizathu zetyala lezonyango.

Iipesenti ezingama-48 zabantu abanamava ngokungabinamali ngokuhlawula amatyala esibhedlele njengeyona nkcitho yabo inkulu. ( Ijenali yaseMelika yoNyango (2009)
I-18.6% yabantu abanamava ngokugqalwa njengonyango njengeyona nkcitho inkulu. ( Ijenali yaseMelika yoNyango (2009)
I-15.1% yabantu abanamava ngokungabinamali kwezonyango bathi amatyala ogqirha njengeyona nkcitho yabo inkulu. ( Ijenali yaseMelika yoNyango (2009)
I-4.1% yabantu abanamava ngokungabinamali kwezonyango bathi iipremiyamu njengeyona nkcitho yabo inkulu. ( Ijenali yaseMelika yoNyango (2009)
Iindleko zonyango eziphuma epokothweni zibalelwa kwi-17,943 yeedola kwiintsapho ezihlwempuzekileyo. ( Ijenali yaseMelika yoNyango (2009)

Iinkcukacha-manani zeendleko zonyango

Ingxaki yetyala lonyango inxulumene ngokusondeleyo neendleko zonyango. I-US ichitha ngaphezulu kwamazwe afanayo kukhathalelo lwempilo, kwaye umthwalo wale ndleko unciphisa uqoqosho lwaseMelika, olufuna iintlawulo ezinkulu ezivela kwicandelo likarhulumente, kwicandelo labucala nakubantu.

Ukuthwala le ndleko kuthetha ukuba oorhulumente banemali encinci abayichithayo kwimfundo nakwiziseko zophuculo. Kuthetha ukuba amashishini aneendleko ezimbalwa zokuchitha kuphando kunye nophuhliso. Oko kuthetha ukuba amakhaya aseMelika anemali encinci ayichithayo kwimpahla kunye nokutya.

Kwaye umthwalo uyakhula. Inkqubo ye- I-US ngoku ichitha ngaphezulu kwe- $ 10,000 kumntu ngamnye kukhathalelo lwempilo ngonyaka , phezulu ukusuka ngaphantsi kwe- $ 5,000 ngomntu ngonyaka ngo-2009 .

I-US ichitha i-3,5 yezigidi zeedola kukhathalelo lwempilo ngonyaka. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
I-US ichitha i-10,739 yeedola umntu ngamnye kukhathalelo lwempilo ngonyaka. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Inkcitho yezempilo yeakhawunti ye-17.9% ye-US Gross Domestic Product (GDP). (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Abantu baseMelika bachitha i-1.18 yezigidigidi zeedola ngonyaka kwi-inshurensi yabucala yezempilo. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Abantu baseMelika bachitha i-365.5 yezigidigidi zeedola ngonyaka kwiindleko zonyango ezingaphandle kweepokotho. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Abantu baseMelika bachitha i-1.14 yezigidigidi zeedola ngonyaka kwinkcitho yesibhedlele. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Ukuchitha inkcitho kwii-akhawunti zeinshurensi yabucala ezingama-34% kuyo yonke inkcitho yezempilo yase-US. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Ukuchitha inkcitho epokothweni ii-akhawunti ze-10% yazo zonke iindleko zokunakekelwa kwezempilo e-US. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Abantu baseMelika bachitha i-694,3 yezigidigidi zeedola ngonyaka kugqirha nakwiinkonzo zonyango. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Abantu baseMelika bachitha i-333,4 yezigidigidi zeedola ngonyaka kumachiza amiselweyo. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
I-akhawunti yemizi engama-28% yenkcitho yezempilo. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Amashishini abucala enza iakhawunti ye-19.9% yenkcitho yokhathalelo lwempilo. (Idatha yeSizwe yeNkcitho yezeMpilo, 2017)
Ngokomndilili, inkcitho kukhathalelo lwempilo kumaMelika aneminyaka engama-65 nangaphezulu yi- $ 19,098 ngonyaka. (Idatha yeSizwe yeNkcitho yezeMpilo, ka-2014)
Ngokomndilili, inkcitho kukhathalelo lwempilo kubantu baseMelika abasebenzayo (18-64) yi- $ 7,153 ngonyaka. (Idatha yeSizwe yeNkcitho yezeMpilo, ka-2014)
Ngokomndilili, inkcitho kukhathalelo lwempilo kumntwana waseMelika (0-18) yi- $ 3,749 ngonyaka. (Idatha yeSizwe yeNkcitho yezeMpilo, ka-2014)
Ngokomndilili, inkcitho yase-US kwezempilo yabasetyhini yi- $ 8,811 ngonyaka. (Idatha yeSizwe yeNkcitho yezeMpilo, ka-2014)
Ngokomndilili, inkcitho yase-US kwezempilo yamadoda yi- $ 7,272 ngonyaka. (Idatha yeSizwe yeNkcitho yezeMpilo, ka-2014)
Inkcitho ye-Medicare ye-17.1% yohlahlo-lwabiwo mali lwaseMelika. (Isiseko seCalifornia sezeMpilo, i-2019)
Inkcitho yeMedicaid ye-9.5% yohlahlo-lwabiwo mali lwaseMelika. (Isiseko seCalifornia sezeMpilo, i-2019)

Iindleko zeinshurensi yezempilo

Uninzi lwabantu luxhomekeke kwi-inshurensi yezempilo ukuba ixhase iindleko zonyango, kodwa iindleko zokugubungela zihlala zikhula.

Umyinge oxhuzulelweyo uyi- $ 4,544. Oku kuthetha ukuba abaguli abane-inshurensi kulindeleke ukuba bahlawule phantse i-5,000 yeedola epokothweni ngaphambi kokuba i-inshurensi ibhatale naziphi na iindleko zonyango okanye amayeza amiselweyo. (Isiseko seKaiser Family, 2019)
I-avareji yepremiyamu inyuse i-4% yabantu kunye neepesenti ezi-5 kwiintsapho ngo-2019. Ngokomxholo, umvuzo wabasebenzi unyuke kuphela nge-3.4% kunye nokunyuka kwamaxabiso kunyuke nge-2%. (Isiseko seKaiser Family, 2019)

Zichithwa njani iindleko zonyango?

Uphononongo lwamva nje luchonge ezona nkonzo zeakhawunti zezona nkcitho yezonyango yaseMelika. E-US, nantsi inkcitho yonyaka yokuphatha le miqathango ilandelayo:

Unonophelo lwesiqhelo, imiqondiso, kunye neempawu: $ 289.9 yezigidigidi
Izifo zeNkqubo yokuHanjiswa kwegazi: $ 259.2 yezigidigidi
Izifo zeMisculoskeletal System: $ 219.8 yezigidigidi
Izifo zeNkqubo yokuphefumla: $ 176.5 yezigidigidi
Izifo zeNkqubo ye-Endocrine: $ 168.7 yezigidigidi
Izifo zeNkqubo yeNervous: $ 159.5 yezigidigidi
Isigulo sengqondo: $ 109.6 yezigidigidi
Unyango olunxulumene nokukhulelwa: $ 50.5 yezigidigidi

Umthombo: Isiseko seCalifornia sezeMpilo, i-2019

I-33% yenkcitho yezempilo yase-US iya kukhathalelo lwezibhedlele. (Isiseko seCalifornia sezeMpilo, i-2019)
I-20% yenkcitho yezempilo yase-US iya kugqirha nakwiinkonzo zonyango. (Isiseko seCalifornia sezeMpilo, i-2019)
I-10% yenkcitho yezempilo yase-US iya kumachiza amiselweyo. (Isiseko seCalifornia sezeMpilo, i-2019)

Ngubani ohlawula iindleko zonyango zase-US?

Umthwalo weendleko eziphezulu zamayeza ase-US athwalwa phantse ngokulinganayo ngoorhulumente, abantu ngabanye kunye namashishini. NgokweCarlifonia Health Care Foundation (2019):

Urhulumente uhlawula iipesenti ezingama-28 zenkcitho yezempilo yase-US. (Isiseko seCalifornia sezeMpilo, i-2019)
Abantu kunye namakhaya bahlawula iipesenti ezingama-28 zeendleko ezipheleleyo zezempilo zase-U.S. (Isiseko seCalifornia sezeMpilo, i-2019)
Amashishini abucala ahlawula ama-20% enkcitho yezempilo yase-US iyonke. (Isiseko seCalifornia sezeMpilo, i-2019)
Urhulumente noorhulumente basekhaya bahlawula iipesenti ezili-17 zenkcitho yezempilo yase-U.S. (Isiseko seCalifornia sezeMpilo, i-2019)
Eminye imibutho yabucala, enjengeyokungenzi nzuzo, ihlawula iipesenti ezisixhenxe zenkcitho yezempilo yaseMelika. (Isiseko seCalifornia sezeMpilo, i-2019)
Ngokomndilili, iipesenti ezingama-37 zenkcitho yezempilo yendlu iphela iya kwiindleko ezingaphandle kwepokotho. (Isiseko seCalifornia sezeMpilo, i-2019)
Ngokomndilili, iipesenti ezingama-28 zekhaya lonke lenkcitho yezempilo iya kwisabelo sabo se-inshurensi yezempilo exhaswa ngumqeshi. (Isiseko seCalifornia sezeMpilo, i-2019)
Ngokomndilili, iipesenti ezili-17 zenkcitho yezempilo yendlu yonke iya ekuxhaseni iMedicare ngerhafu yomvuzo. (Isiseko seCalifornia sezeMpilo, i-2019)
Inkcitho iyonke kwi-inshurensi yabucala yezempilo e-US yi- $ 1.2 trillion. (Isiseko seCalifornia sezeMpilo, i-2019)
I-45% yexabiso elipheleleyo elichithwe kwi-inshurensi yabucala yezempilo ihlawulwa ngamashishini abucala. (Isiseko seCalifornia sezeMpilo, i-2019)
I-23% yemali iyonke echithwe kwi-inshurensi yabucala yezempilo igutyungelwe ngurhulumente (ubukhulu becala, njengegalelo kwizicwangciso zezempilo ezixhaswe ngumqeshi). (Isiseko seCalifornia sezeMpilo, i-2019)
Inkcitho ye-US yokuphuma epokothweni nge-Capita inyukile ukusuka kwi- $ 91 ngo-1967 ukuya kwi-1,124 yeedola ngo-2017. (Isiseko seCalifornia sezeMpilo, ngo-2019)

Uphononongo lwamva nje lubonise ukuba inkcitho isasazeka njani kubantu baseMelika abakwiminyaka eyahlukeneyo:

Abantu baseMelika abaneminyaka engama-85 nangaphezulu: Iakhawunti ye-2% yabemi, kunye ne-8% yenkcitho yezempilo. Umndilili wenkcitho yonyaka yomntu okweli qela leminyaka yi- $ 32,411.
Abantu baseMelika abaneminyaka engama-65-84: Iakhawunti ye-12% yabemi, kunye ne-26% yenkcitho yokhathalelo lwempilo. Umndilili wenkcitho yonyaka yomntu okweli qela leminyaka yi- $ 16,872.
Abantu baseMelika abaneminyaka engama-45-64: Iakhawunti ye-26% yabemi, kunye ne-33% yenkcitho yokhathalelo lwempilo. Umndilili wenkcitho yonyaka yomntu okweli qela leminyaka yi- $ 9,513.
AmaMelika aminyaka ili-19-44: Iakhawunti ye-35% yabemi, kunye ne-21% yenkcitho yokhathalelo lwempilo. Umndilili wenkcitho yonyaka yomntu okweli qela leminyaka yi- $ 4,458.
Abantu baseMelika abaneminyaka eli-18 nangaphantsi: Iakhawunti ye-25% yabemi, kunye ne-12% yenkcitho yokhathalelo lwempilo. Umndilili wenkcitho yonyaka yomntu okweli qela leminyaka yi- $ 3,352.

Umthombo: Isiseko seCalifornia sezeMpilo, i-2019

Zithini iindleko zokhathalelo lwempilo lwase-US xa kuthelekiswa namanye amazwe?

Abantu baseMelika banokuba ubunzima kumanqanaba aphezulu etyala lezonyango kuba, ngokuyinxenye, kweendleko eziphezulu zononophelo e-U.S .. Abantu abakumazwe aneendleko zokhathalelo lwempilo ezisezantsi abanakho ukuba semngciphekweni kwityala lezonyango kunye nokubhengezwa njengongenamali.

Kodwa oku akubangelwa kukuba yonke into ibiza kancinci kumazwe aneendleko zonyango eziphantsi. Abaphandi bafumanise amazwe anamanqanaba afanayo obutyebi e-United States kwaye afumanisa ukuba iindleko zokhathalelo lwempilo zase-U.S. Ziphezulu kakhulu kunayo nayiphi na impazamo kubutyebi.

Umzekelo, Inkcitho epheleleyo yezempilo kumntu ngamnye ngama-84.8% aphezulu e-US kunokuba kunjalo eCanada . Ezi zibalo zilandelayo zibonisa ukuba bangakanani abantu baseMelika abahlawula iinkqubo zonyango eziqhelekileyo kunabantu abakwamanye amazwe.

Yimalini kumaMelika ukuhlawula isurgery?

Ixabiso lokuhlala esibhedlele ngendleko ngosuku e-US yi- $ 5,220. I-avareji yeendleko zokuhlala esibhedlele ngosuku e-Australia yi- $ 765. (Isiseko seKaiser Family, 2018)
Ixabiso eliqhelekileyo lokuhlinzwa ngokugqitha kwentliziyo e-US yi- $ 78,318. Ixabiso eliqhelekileyo lokudlula kwentliziyo e-UK yi- $ 24,059. (Isiseko seKaiser Family, 2018)
Oogqirha base-US benza ama-322 amacandelo okucoca ngo-1 000 ngokuzalwa okuphilayo. Umndilili phakathi kwamazwe afumileyo afanayo ngama-264 C-candelo kwi-1 000 lokuzalwa ngokuzalwa. (Isiseko seKaiser Family, 2018)
Ixabiso eliphakathi lokuhanjiswa okuqhelekileyo e-US yi- $ 10,808. Ixabiso eliphakathi lokuhanjiswa okuqhelekileyo e-Australia yi- $ 5,312. (Isiseko seKaiser Family, 2018)
Ixabiso lentengo yecandelo le-cearean e-US yi- $ 16,106. Ixabiso eliphakathi lecandelo le-C e-Australia yi- $ 7,901. (Isiseko seKaiser Family, 2018)
Ixabiso eliphakathi le-MRI e-US yi- $ 1,119. Ixabiso eliphakathi le-MRI e-Australia yi- $ 215. (Isiseko seKaiser Family, 2018)
Ixabiso eliphakathi le-appendectomy e-US yi- $ 15,930. Ixabiso eliphakathi le-appendectomy e-United Kingdom yi- $ 8,009. (Isiseko seKaiser Family, 2018)
Ixabiso eliphakathi lokutshintshwa kwe-hip e-US yi- $ 29,067. Ixabiso eliphakathi lokutshintshwa kwe-hip e-United Kingdom yi- $ 16,335. (Isiseko seKaiser Family, 2018)
Ixabiso eliphakathi leHumira, ichiza elisetyenziselwa ukunyanga isifo samathambo, limalunga ne-96% ephezulu e-United States kune-United Kingdom. (Isiseko seKaiser Family, 2018)
Ixabiso eliphakathi lokuskena i-CT e-US ($ 896) iphindwe kasi-8 kunaseCanada ($ 97). (Isiseko seKaiser Family, 2018)

Uphononongo lwezeMicimbi yezeMpilo ngo-2011 luthelekisa inkcitho yezempilo phakathi kwamazwe, lwafumanisa ukuba inkcitho yezempilo yase-U.S nganye ngomntu iphezulu kakhulu kunaleyo yamazwe afanayo.

Inkcitho kwezempilo e-U.S. Ngomntu ngamnye yile:

I-141% iphezulu kune-United Kingdom.
I-125% iphezulu kune-Australia.
I-104% kunaseFrance.
I-102% iphezulu kuneJamani.

Umthombo: Imicimbi yezeMpilo, 2011

Ezinye iziphumo ezivela kolu phando zibandakanya:

I-30.8% ye-US ngomntu ngamnye kwinkcitho yezempilo ikwi-ambulensi yokhathalelo. Umyinge wonyaka wemali yonyango e-US yonyango oluphambili yi- $ 186,582. (IMicimbi yezeMpilo, 2011)
Ngokomndilili, ugqirha wase-US okhathalelayo ophambili ufumana i-61,478 yeedola ngaphezulu konyaka kunogqirha waseKhanada. (IMicimbi yezeMpilo, 2011)
Umyinge wengeniso yonyaka kugqirha wamathambo wase-US yi- $ 442,450. (IMicimbi yezeMpilo, 2011)
Ngokomndilili, ugqirha wamathambo waseMelika ufumana i-233,816 yeedola ngaphezulu ngonyaka kunogqirha wamathambo eCanada. (IMicimbi yezeMpilo, 2011)

Iindleko zonyango ziya kuqhubeka zikhula

Iindleko zonyango oluphezulu zibangelwa yimicimbi yenkqubo kwishishini lokhathalelo lwempilo. Kude kube le micimbi ijongiwe, iindleko zonyango ziya kuqhubeka zisanda.

Inkcitho yezempilo kulindeleke ukuba ifike kwi-6 yezigidi zeedola ngo-2027. (Isiseko seCalifornia sezeMpilo, ngo-2019)
Inkcitho yezempilo kulindeleke ukuba ikhule ngeqondo eliphakathi le-5.5% ngonyaka. (Isiseko seCalifornia sezeMpilo, i-2019)
Inkcitho yezempilo kulindeleke ukuba ifikelele kwi-19.4% ye-GDP ngo-2027. (Isiseko seCalifornia sezeMpilo, ngo-2019)
Inkcitho yezempilo yabantu kwi-Medicare yayiyi- $ 12,347 ngo-2017 kwaye kulindeleke ukuba ifike kwi-19,546 yeedola ngo-2027. (Isiseko seCalifornia sezeMpilo, ngo-2019)
Inkcitho yezempilo yabantu kwiMedicaid yayiyi- $ 8,013 ngo-2017 kwaye kulindeleke ukuba ifike kwi-12,029 yeedola ngo-2027. (Isiseko seCalifornia sezeMpilo, ngo-2019)
Inkcitho yezempilo kubantu kwizicwangciso zononophelo lwezempilo ezixhaswe ngabasebenzi yayiyi- $ 5,942 ngo-2017, kwaye kulindeleke ukuba ifike kwi-9,137 yeedola ngo-2027. (Isiseko seCalifornia sezeMpilo, ngo-2019)
Inkcitho yezempilo yabantu kwizicwangciso zonyango kulindeleke ukuba inyuke malunga neepesenti ezingama-50 kule minyaka ilishumi izayo. (Isiseko seCalifornia sezeMpilo, i-2019)

Sikhuthaza intatheli, abaphandi, abafundi kunye nabanye ukuba babelane ngezi nkcukacha-manani. Ityala lezonyango, kunye neendleko eziphezulu ezibangelayo, zinokutshabalalisa imali. Ngokutsho kweengcali, iindleko ziya kuqhubeka nokunyuka, zichaze abantu abaninzi baseMelika emngciphekweni wamatyala. Sonke sinenxaxheba ekufuneka siyidlalile ekuboniseni ubunzulu balo mba.